162 Free Calculators · Official 2026 Rates
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Free Singapore calculators for CPF, tax, stamp duty, IPPT, HDB loans, and more — every figure verified against official 2026 government rates.
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The Financial Health Check is a single 5-step wizard combining salary, CPF, income tax, savings rate, and retirement trajectory — verified against 2026 CPF Board and IRAS figures.
162
Calculators
14
Categories
2026
Rates Year
100%
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Curated by Smart Calculator
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Budgeting, emergency fund, multiplier accounts, SRS, investing — the full SG personal finance playbook
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CPF Board, IRAS, HDB, MINDEF, MOE — not training data. When rates change, we update within 48 hours.
From the editorial
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IPPT Training Plan 2026: How to Pass (or Gold) — Push-ups, Sit-ups & 2.4km
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How to Write a Will in Singapore (2026): Requirements, Cost & Intestacy
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All categories
Every calculator you'll need.
14 institutional categories, 162 calculators — each verified against the official Singapore source.
CPF
CPF Board
Tax & Salary
IRAS
Housing & Property
HDB · SLA
NS & IPPT
Education
MOE
Health
HPB · MOH
Cars & Loans
LTA · SLA
Retirement
CPF Board
Leave & Workforce
MOM
Parking & Transport
HDB · URA
Travel & Miles
Relocate to Singapore
Personal Finance
Islamic
Free resources
Free guides, checklists & planners
All resourceschevron_rightSingapore Tax Relief Cheat Sheet
All 22 IRAS personal reliefs — amounts, caps, and who qualifies
CPF Allocation Guide
How contributions split across OA, SA/RA and MA at every age band
Financial Milestones Checklist
What to have in place at every stage of your financial life — age 25 to 65
Money Move Quiz
A 6-question quiz that points you to the right calculator and free resource.
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Frequently asked questions
Are Smart Calculator results accurate?expand_more
Every rate, threshold, and formula is cross-checked against official .gov.sg publications including CPF Board, IRAS, HDB, MINDEF, and MOE. When government rates change, calculators are updated within 48 hours.
Is my data safe on Smart Calculator?expand_more
All calculations run entirely in your browser. Nothing is sent to any server, nothing is stored, and nothing is tracked. Your financial data never leaves your device.
How often are calculators updated?expand_more
Calculators are updated within 48 hours of any official government rate change. All calculators currently reflect 2026 rates effective from January 2026.
Do I need to create an account?expand_more
No. Smart Calculator is 100% free with no signup, no app download, and no login required. Just open and calculate.