Terms of Use

Acceptance

By using Smart Calculator (smartcalculator.sg), you agree to these terms. If you do not agree, please do not use the site.

Purpose

Smart Calculator provides free online calculators for informational and educational purposes only. Our calculators are not a substitute for professional financial, tax, legal, or medical advice.

Accuracy

While we strive to keep all rates and calculations accurate and up to date, we make no warranties about the completeness or accuracy of the information provided. Government rates can change at any time. Always verify important decisions with official sources (cpf.gov.sg, iras.gov.sg, hdb.gov.sg, mom.gov.sg, etc.).

Limitation of Liability

Smart Calculator shall not be held liable for any losses, damages, or decisions made based on the calculations provided on this site. Use the results at your own risk and always cross-check with official sources.

Intellectual Property

The content, design, and code of Smart Calculator are protected by copyright. You may use the calculators freely but may not reproduce the site or its content without permission.

Changes

We may update these terms from time to time. Continued use of the site constitutes acceptance of any changes.