
Calculate your income tax in seconds
Enter your annual income — see your YA2026 tax bill, effective rate, and after-tax take-home instantly.
infoIncome after CPF deductions and tax reliefs (YA2026)
Result updates as you type
Tax payable (YA2026)
$3,349.93
Effective rate: 4.19%
Assessable
$80,000
Monthly tax
$279.16
Tax bracket breakdown
Your Tax Rate vs the IRAS Brackets
YA2026 rates from IRAS. No personal income tax rebate for YA2026. This is a simplified estimate — reliefs, deductions, and special schemes may apply. Verify with IRAS.
Disclaimer
This calculator provides tax estimates and should not be viewed as a final assessment. Actual tax payable may vary due to reliefs, deductions, and YA-specific rules not covered here. It is not intended to be your sole source of financial guidance.
Rates last verified: 4 Apr 2026.
Verify with IRAS (https://www.iras.gov.sg). Full disclaimer at smartcalculator.sg/disclaimer.
Want more options? Try the Tax Relief Optimizer or browse all tax calculators ↓
YA2026 Income Tax Brackets (Singapore)
| Income bracket (S$) | Marginal rate | Tax on bracket |
|---|---|---|
| $0 – $20,000 | 0% | $0 |
| $20,001 – $30,000 | 2% | $200 |
| $30,001 – $40,000 | 3.5% | $350 |
| $40,001 – $80,000 | 7% | $2,800 |
| $80,001 – $120,000 | 11.5% | $4,600 |
| $120,001 – $160,000 | 15% | $6,000 |
| $160,001 – $200,000 | 18% | $7,200 |
| $200,001 – $240,000 | 19% | $7,600 |
| $240,001 – $280,000 | 19.5% | $7,800 |
| $280,001 – $320,000 | 20% | $8,000 |
| $320,001 – $500,000 | 22% | $39,600 |
| $500,001 – $1,000,000 | 23% | $115,000 |
| Above $1,000,000 | 24% | — |
Source: IRAS, Year of Assessment 2026. Total relief cap: $80,000.
Singapore Income Tax Calculator
Enter your annual income — see your tax payable across all 13 brackets, your effective tax rate, and the 60% rebate (capped at $200) for YA2026. Know your number before you file.
Calculate Your Tax for YA2026arrow_right_altSingapore Income Tax Calculator
Tap to get started
All Tax & Salary Calculators
Parent Relief Calculator Singapore
Work out Parent Relief, Handicapped Parent Relief and Grandparent Caregiver Relief, the tax you save, and how to split the relief between siblings.
Singapore Income Tax Calculator
See your tax payable across all 13 progressive brackets, your effective rate, and the YA2026 rebate. No surprises at filing time.
Salary Calculator Singapore
Enter your gross salary — see what actually lands in your bank account after CPF deductions and income tax.
Incomplete Month Salary Calculator
Joining or leaving mid-month? Calculate your pro-rated salary so you know exactly what to expect on that paycheck.
Bonus Tax Calculator
Getting a bonus or AWS? See the marginal tax impact so you know how much of it you actually keep.
Tax Relief Calculator
Are you claiming everything you're entitled to? Check all eligible reliefs — CPF top-up, NSman, spouse, parent, earned income — up to the $80,000 cap.
Non-Resident Tax Calculator
Non-resident in Singapore? See whether you pay the flat 15% or the progressive rate — whichever is higher. Plus 24% on other income.
Property Tax Calculator
Find out your annual property tax using the progressive Annual Value tiers. Different rates for owner-occupied vs. investment properties.
Annual Value Estimator
Estimate the IRAS Annual Value (AV) of your HDB, condo, or landed property — and the resulting property tax for both owner-occupied and non-owner-occupied scenarios.
GST Calculator Singapore
Quickly add 9% GST to any price, or extract the GST from a GST-inclusive amount. Simple.
Rental Income Tax Calculator
Earning rental income? See your tax after deductible expenses and find out your marginal rate on rental profits.
SDL Calculator
Calculate Singapore Skills Development Levy at 0.25% of monthly wages, with a $2 floor and $11.25 cap per employee. Includes part-time and foreign workers.
Salary Percentile Calculator
See where your monthly income ranks among Singapore full-time employed residents. Median is $5,775/mo (MOM 2025). Interactive distribution chart with milestones to the next bracket.
Multiplier Account Optimizer (DBS / UOB / OCBC)
Compare effective interest on DBS Multiplier, UOB One and OCBC 360 side-by-side. Input salary credit, card spend, home loan, insurance and invest contributions — see which account wins for your profile.
Tax Relief Stack Optimizer
Input your chargeable income and dependants — get a prioritized list of the reliefs that save you the most tax (SRS, CPF top-up, parent, grandparent caregiver, NSman, course fee, donations) respecting the $80,000 personal relief cap.
Dividend Tax Calculator Singapore 2026
Calculate the net dividend you receive from Singapore-listed and foreign stocks after withholding tax. Singapore's one-tier system means SG dividends are tax-exempt — see how US, UK, HK and other foreign dividends are treated.
Donation Tax Relief Calculator (2026)
See your 250% tax deduction, tax saving, and net cost of giving for donations to an IPC.
Singapore Tax: What You Actually Need to Know
Singapore's income tax is progressive — you're not taxed at one flat rate. The first $20,000 is completely tax-free, and rates climb gradually through 13 brackets up to 24% on income above $1,000,000.
For most working adults earning $50,000–$120,000, the effective tax rate is between 2% and 6% — among the lowest in the developed world. But that doesn't mean you should leave money on the table.
The total personal relief cap is $80,000 per Year of Assessment. Common reliefs include earned income relief, CPF top-up relief (up to $8,000 self + $8,000 family), NSman relief, spouse relief, and parent relief. For YA2026, there's also a 60% Personal Income Tax Rebate, capped at $200.
Filing deadline: 15 April (paper) or 18 April (e-Filing).
Frequently Asked Questions
What are the Singapore income tax rates for 2026?expand_more
Singapore personal income tax rates range from 0% on the first $20,000 to 24% on income above $1,000,000. There are 13 progressive tax brackets. Use the Income Tax Calculator to see your exact tax payable.
When is Singapore income tax due?expand_more
Income tax returns must be filed by 15 April each year for the previous Year of Assessment. E-filing deadline is 18 April. Use the Income Tax Calculator to know your number before you file.
What is the maximum tax relief in Singapore?expand_more
The total personal income tax relief cap is $80,000 per Year of Assessment, combining all eligible reliefs. Check which reliefs you qualify for with the Tax Relief Calculator.
Go deeper
Read the Complete Singapore Income Tax Guide YA2026
~1,800 words covering all 13 brackets, every relief, AIS filing process, residency tests, and worked examples for typical Singapore earners.
Read the guidearrow_right_altMore tax guides
The reliefs, rebates, and edge cases worth your time
YA2026 brings new top brackets and refined relief caps. These guides cover the strategies that move tax payable meaningfully, not the cosmetic ones.
Tax Relief Stack Optimizer (YA2026)
The $80,000 personal relief cap, ranked by ROI. CPF top-ups, SRS, NSman, earned income, parenthood — what stacks and what doesn’t.
Read the guidearrow_right_altadd_cardVoluntary CPF Top-Ups for Tax Relief
Up to $16,000 of relief from cash top-ups to SA/RA and MediSave — and how to stack with parents/spouse top-ups.
Read the guidearrow_right_altpaymentsYour Real Take-Home Pay After CPF & Tax
The exact $ number that lands in your bank account after CPF deductions and income tax, for typical Singapore salary ranges.
Read the guidearrow_right_althome_workProperty Tax Singapore 2026
How IRAS computes annual value (AV) and converts it to property tax. Owner-occupied vs non-owner rates, and AV revaluation cycles.
Read the guidearrow_right_altvolunteer_activismDonation Tax Relief (250% Deduction)
Every dollar to an IPC charity gets 2.5x deduction against assessable income. The cleanest legal way to shrink your tax bill.
Read the guidearrow_right_althome_workAnnual Value of Property (2026 Guide)
How IRAS calculates AV using URA caveat data, typical ranges by property type, and the $21K threshold that gates CHAS, GST Voucher, and U-Save.
Read the guidearrow_right_alt