Am I Rich in Singapore?
Compare yourself across 6 dimensions — income, net worth, housing, car ownership, holiday spend, and a composite score. Find out your exact percentile among Singaporeans your age.
Find Out Where You Rankarrow_right_altAm I Rich in Singapore?
Tap to get started
All Personal Finance Calculators
Why Singapore Financial Benchmarks Are Different
Global wealth comparisons almost always miss what makes Singapore unique. CPF provides a mandatory savings floor. HDB ownership gives most Singaporeans property wealth that Western peers don't have. But COE and car costs mean transport eats a larger share of income than anywhere else in the world.
The calculators on this page are built on MOM CLFS salary data, DOS household wealth surveys, and CPF Board statistics — Singapore-specific data, not adapted global benchmarks.
"Am I rich?" has a different answer in Singapore than in any other country. Your HDB flat, your CPF balance, and your car ownership each tell part of the story. The Am I Rich Calculator combines all six dimensions into one honest number.
The 6 Dimensions of Wealth in Singapore
Gross salary vs MOM CLFS percentiles by age
Savings & investments vs DOS household wealth survey
HDB rent/own vs condo vs landed property
Ownership and segment (COE cost is uniquely SG)
Annual holiday spend as a proxy for discretionary wealth
Frequently Asked Questions
What is the median salary in Singapore in 2026?expand_more
The median gross monthly income from work (including employer CPF) for full-time employed residents in Singapore is approximately $5,500–$6,000. This includes all industries and age groups. Use the Am I Rich Calculator to see where your specific salary ranks for your age group.
Am I middle class in Singapore?expand_more
In Singapore, middle class is broadly defined as households earning $7,000–$15,000 per month. However, "middle class" is heavily influenced by housing type, car ownership, and savings — not income alone. The Am I Rich Calculator accounts for all six dimensions of wealth.
How much do I need to retire comfortably in Singapore?expand_more
A common benchmark is 25× your annual expenses (the 4% rule). In Singapore, CPF Life provides a guaranteed monthly income from age 65, which reduces the portfolio you need. A Singaporean expecting $5,000/month in retirement with $1,700 CPF Life payout needs roughly $990k in savings — not $1.5M as a vanilla 25× calculation would suggest.
What is FIRE in the Singapore context?expand_more
FIRE (Financial Independence, Retire Early) in Singapore is adjusted for CPF Life, HDB lease decay, and MediShield Life. Singapore FIRE is less risky than US-style FIRE because CPF Life provides a lifelong income floor. See the Singapore FIRE Calculator at /retirement/fire-calculator.