Official 2026 Rates · Verified

CHAS Subsidy Calculator (2026)

Find your CHAS tier from your household income or home Annual Value, and see the per-visit subsidies you qualify for.

Your household

How is your household assessed?

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Enter your details to find your CHAS tier and the per-visit subsidies you qualify for.

For reference only — not medical advice.

How CHAS tiers are decided

Cohort first, then income or Annual Value.

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Generation cohorts

Pioneer Generation (born 1949 or earlier) and Merdeka Generation (born in the 1950s) get enhanced subsidies that override income assessment.

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Per-capita income

Households with income are tiered on per-capita household monthly income — total income divided by the number of people living together.

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Annual Value

Households with no income are assessed on the home Annual Value shown on the property tax bill.

FAQ

How is my CHAS tier decided?add
For households with income, CHAS uses per-capita household monthly income (PCHI) — total household monthly income divided by the number of people living together. PCHI of $1,500 or below is Blue, $1,501–$2,300 is Orange, and above $2,300 is Green. Households with no income are assessed on the home Annual Value instead.
What is the difference between CHAS Blue, Orange and Green?add
Blue gives the highest subsidies, covering common illnesses and chronic conditions. Orange covers chronic conditions and common illnesses at a lower rate. Green covers chronic conditions only, with no subsidy for common illnesses. All Singapore Citizens qualify for at least the Green tier for chronic disease management.
What are the Merdeka and Pioneer Generation tiers?add
Merdeka Generation (born in the 1950s) and Pioneer Generation (born 1949 or earlier) seniors receive enhanced CHAS subsidies that are higher than Blue. These cohort tiers override the income and Annual Value assessment. Exact eligibility also depends on Singapore citizenship dates.
How much can I claim per visit?add
Subsidy amounts vary by tier. Blue cardholders get up to $18.50 per visit for common illnesses and up to $125 per visit for complex chronic conditions. Green cardholders get up to $40 per visit for complex chronic conditions and no subsidy for common illnesses. Pioneer and Merdeka Generation rates are higher than Blue.
Does my home Annual Value affect my CHAS tier?add
Yes — for households with no income, the home Annual Value determines the tier: $21,000 or below is Blue, $21,001–$31,000 is Orange, and above $31,000 is Green. Households with income are assessed on per-capita income instead.

Sources

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