Workfare Income Supplement Calculator (2026)

Check your Workfare eligibility for Work Year 2025 and see your age-band maximum payout, split into cash and CPF or MediSave.

Your situation

Age

Employment

Gross monthly income

Home Annual Value(on your property tax bill)

Properties owned (you and spouse)I am a person with disabilities

payments

Enter your details to check Workfare Income Supplement eligibility and your age-band maximum payout.

For reference only — benchmarks are estimates only.

After your Workfare check

What happens next depends on whether you came up eligible — and most people who miss out, miss out for one of the same five reasons.

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If you qualify

Employees— nothing to apply for. Your employer's CPF submission triggers WIS automatically. 40% lands in your bank monthly; 60% goes into your CPF.
Self-employed — you must declare your trade income and contribute MediSave by 18 April. No declaration, no WIS. Pay via CPF Board's Self-Employed Scheme.
Platform workers — your platform makes CPF contributions on your behalf; WIS flows from those records.

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Why people miss out

Self-employed didn't declare — by far the most common. No NOA, no WIS.
Property AV crept over $21,000 — common after an HDB upgrade or condo move.
Spouse's assessable income exceeds $70,000 — two-income households often trip this.
Owning a second property — even jointly with a sibling counts.
Income above $3,000/mo average — even a few high-income months can push the 12-month average over.

CPF Board — official WIS estimator·GovBenefits — WIS overview

How Workfare is worked out

Eligibility first, then an age-banded payout.

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Eligibility checks

Age 30+ (waived for persons with disabilities), gross monthly income $500–$3,000, home Annual Value $21,000 or below, and no more than one property.

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Age-banded payout

Older workers receive more. Employees can receive up to $2,450 to $4,900 a year depending on age band; self-employed maximums are lower.

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Cash and CPF split

Employees get 40% cash and 60% into CPF. Self-employed and platform workers get 10% cash and 90% into MediSave.

FAQ

Who is eligible for the Workfare Income Supplement?add

For Work Year 2025, you must be a Singapore Citizen aged 30 or above (or a person with disabilities of any age), earn a gross monthly income between $500 and $3,000 with a 12-month average of no more than $3,000, live in a property with an Annual Value of $21,000 or below, own no more than one property, and — if married — have a spouse whose assessable income does not exceed $70,000.

How much Workfare will I receive?add

The maximum annual WIS for employees in Work Year 2025 is $2,450 (age 30–34), $3,500 (35–44), $4,200 (45–59) and $4,900 (60 and above, and persons with disabilities). Self-employed maximums are lower. These are maximums — the amount you actually receive scales with your monthly income, so use the CPF Board WIS estimator for an exact figure.

How is Workfare paid out?add

For employees, 40% of WIS is paid in cash and 60% goes into your CPF accounts, disbursed monthly. For self-employed persons and platform workers, 10% is paid in cash and 90% goes into your MediSave Account.

Can a person with disabilities under 30 receive Workfare?add

Yes. The minimum age of 30 is waived for persons with disabilities, who can receive WIS at any age. They are paid at the highest age band rate (the 60-and-above tier).

Does owning a second property disqualify me?add

Yes. WIS eligibility requires that you — and your spouse, if married — own no more than one property. Owning two or more properties makes you ineligible regardless of income.

Sources

• CPF Board — How much WIS will I get — Work Year 2025 maximum payouts by age band and cash/CPF split (verified 2026-05-19)
• CPF Board — WIS eligibility criteria — Age, income caps, Annual Value cap, property and spouse-income conditions (verified 2026-05-19)

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