Singapore Mobility Master Calculator
Compare public transport, ride-hail and private-car costs—then put a value on the time each option takes.
What this calculator does
This calculator compares three realistic mobility strategies using both monthly cash cost and door-to-door time. Public transport automatically chooses the lower of pay-as-you-go and the entered monthly pass; car ownership includes depreciation, financing and annual costs.
Your scenario
Enter your real numbers
Private by design — your inputs stay in this browser.
Example result — edit and calculate
Public transport is cheapest at about S$104/month
Public transport has the lowest combined money-and-time cost at your S$30/hour time value.
Public transport
$104
Ride-hail / taxi
$936
Private car
$3,712
Car time saved
17
Hours/month versus public transport
Breakdown
What you’ll get
True monthly cost
Compare fares with the full cost of owning and running a car.
Door-to-door time
Translate every mode into hours spent travelling each month.
Cost per hour saved
See whether a faster option is worth its monthly premium.
Frequently asked questions
Are MRT and bus fares flat?expand_more
No. Singapore card fares are distance-based and integrated across bus and rail. Enter an average from the official fare calculator for your route.
Does the car total include COE?expand_more
COE and vehicle value should be reflected in your depreciation and loan inputs. Do not add the same cost twice.
Why compare a pass automatically?expand_more
The model uses whichever is lower: your trips multiplied by average fare, or the monthly pass input. Pass eligibility and included services still follow official conditions.
Are ride-hail surge prices included?expand_more
Only if your average fare includes them. Check recent receipts for peak and off-peak trips rather than relying on the example.
Sources and methodology
- Public Transport Council fares — Distance fares and current fare structure
- Fare Review Exercise 2025 — Fares and S$122 adult monthly pass effective 27 Dec 2025
- LTA journey planner — Route-specific fare estimates
Helpful Singapore guides
Use these explainers to understand the rules and assumptions behind your result.
Singapore Transport Costs 2026
Compare MRT, bus, Grab, cycling and car ownership with worked monthly examples.
Read guide arrow_forwardlocal_parkingParking & Transport Cost Guide
Understand MRT fares, ERP, season parking and the complete cost of commuting.
Read guide arrow_forwarddirections_carHow Much Does a Car Cost?
See how COE, depreciation, tax, insurance, petrol and maintenance build the real total.
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