Singapore MRT, LRT & Bus Fare Calculator (2026)
Estimate your MRT, LRT and bus fare with the PTC distance-based rates effective 27 December 2025. Adult, senior, student and child concessions, card vs cash, plus a monthly commuter estimate.
How Singapore MRT Fares Work
Singapore public transport fares are distance-based and set by the Public Transport Council (PTC) — the further you travel, the more you pay, up to a cap. Following the fare adjustment effective 27 December 2025, adult card fares start at $1.28 for journeys up to 3.2 km and rise in steps to a maximum of about $2.57 for cross-island journeys. Paying with EZ-Link, SimplyGo or any contactless bank card saves $0.22 per trip versus cash. Seniors, students and children with concession cards pay significantly less.
Journey Details
Common Routes
Result updates as you adjust
Estimated fare
$1.53
Adult · 10km · MRT/LRT · EZ-Link
Card
$1.53
EZ-Link / SimplyGo
Cash
$1.75
+$0.22 surcharge
Save $0.22/trip with EZ-Link
$9.68/month if you commute daily
Monthly estimate (22 working days)
Estimates use PTC distance-fare structure effective 27 Dec 2025 (adult card base $1.28, max $2.57). Actual fares depend on exact route and interchange — verify with the SimplyGo app or the LTA fare calculator.
Quick Reference (PTC fares, effective 27 Dec 2025)
- • Adult card fare starts at $1.28 (≤3.2 km), capped at ~$2.57 (over 40.2 km)
- • Cash fare = card fare + $0.22 surcharge — always use EZ-Link, SimplyGo or contactless
- • Bus and train fares are now aligned at most distance bands
- • Senior Concession Card: ~$0.69–$1.07 across all distances
- • Student Concession Card: ~$0.52–$0.78 across all distances
- • Child Concession Card (under 7, over 0.9m): FREE on basic bus and MRT/LRT services
- • Children under 0.9m: free with a fare-paying commuter (no card needed)
- • Children aged 7+: use Student Concession Card ($0.52–$0.78)
- • Morning Pre-Peak Discount: tap in before 7.45am weekdays for up to $0.50 off rail leg
- • Transfers within 45 minutes on the same card count as one journey
- • Monthly passes: $122 adult / $55 senior & PWD — break-even at roughly 80 / 50 fully-priced trips
Singapore's Distance-Based Fare System
Unlike many cities with flat-fare systems, Singapore charges for public transport based on how far you travel. The Land Transport Authority (LTA) sets fares using a distance-band formula, so a short hop across one MRT stop costs less than a cross-island journey.
Fares are calculated on total journey distance, not the number of interchanges or lines used. This means transferring from MRT to bus as part of one journey won't cost more than taking a single mode — as long as you transfer within 45 minutes using the same stored-value card.
The biggest fare saving is switching from cash to EZ-Link/SimplyGo. The $0.22 surcharge on cash fares adds up fast — a daily commuter making two trips can save nearly $10/month just by tapping with a card.
Worked example 1 — short trip: A 3 km MRT ride (within the base distance band) costs $1.28 by card or $1.50 by cash for an adult. A senior with the Senior Concession Card pays around $0.69; a student pays ~$0.52; a child 7–12 with a Child Concession Card pays $0.42.
Worked example 2 — daily commute: A 14 km MRT journey (e.g. Clementi to Bugis) lands roughly in the $1.60–$1.70 band on adult card. Return trip ~$3.30/day. Over 22 working days that is around $73/month. Paying cash adds the $0.22 surcharge each leg, costing about $10/month more.
Worked example 3 — cross-island: A 30 km journey (e.g. Punggol to HarbourFront) approaches the fare cap. Adult card ~$2.40–$2.57; cash adds $0.22. Heavy long-distance commuters often break even on the Adult Monthly Travel Pass ($122) after roughly 80 fully-priced trips per month.
Adult Card Fare
$1.28 – $2.57
MRT, LRT and bus, by distance (3.2km to 40km+)
Concession Card Fares
$0.42 – $1.07
Child $0.42 · Student ~$0.52–$0.78 · Senior/PWD ~$0.69–$1.07
Cash Surcharge
+$0.22/trip
Added per leg for cash / single-trip tickets
Adult Card Fare by Distance (effective 27 Dec 2025)
| Distance | Card | Cash (+$0.22) |
|---|---|---|
| ≤3.2 km | $1.28 | $1.50 |
| 3.2–4 km | $1.31 | $1.53 |
| 4–5 km | $1.34 | $1.56 |
| 5–6 km | $1.39 | $1.61 |
| 8–10 km | $1.50 | $1.72 |
| 12–15 km | $1.69 | $1.91 |
| 20–25 km | $1.96 | $2.18 |
| 30–40 km | $2.30–$2.55 | $2.52–$2.77 |
| 40.2+ km (cap) | $2.57 | $2.79 |
Bus and train fares are aligned at the same distance bands. Approximate values from the PTC distance-fare structure effective 27 December 2025. For the exact fare on a specific route, use the SimplyGo app or the LTA fare calculator.
Frequently Asked Questions
How are MRT fares calculated in Singapore?expand_more
Singapore MRT, LRT and bus fares are distance-based and set by the Public Transport Council (PTC). Following the fare adjustment effective 27 December 2025, the adult card fare starts at $1.28 for journeys up to 3.2 km and rises in small steps to a maximum of about $2.57 for journeys over 40.2 km. Cash fares add a $0.22 surcharge on top of the card fare. Buses and trains now charge the same distance-based fare at most bands.
How much cheaper is EZ-Link vs cash for MRT?expand_more
Paying with EZ-Link, SimplyGo EZ-Link, or any contactless Visa/Mastercard/Amex/NETS bank card saves you $0.22 per trip compared to a single-trip cash ticket. For a daily commuter making return trips 22 days a month, that is about $9.68 per month in savings. Stored-value or contactless card is always cheaper than cash.
Do seniors get discounted MRT fares in Singapore?expand_more
Yes. Singapore citizens aged 60 and above can apply for the Senior Citizen Concession Card (the PAssion Silver Card variant for ages 65+), which prices fares from about $0.69 for short journeys up to about $1.07 for long-distance journeys. Persons with disabilities pay the same concession band when using a PWD Concession Card.
What is the MRT fare for students?expand_more
Full-time Singapore students using the Student Concession Card pay about $0.52 for shorter journeys and $0.78 for longer journeys on MRT, LRT and bus. This applies to primary, secondary, ITE, polytechnic and full-time NSF cardholders. Most undergraduates also qualify under the tertiary student concession scheme.
Are children's MRT fares free in Singapore?expand_more
Children under 7 years old (and above 0.9 m height) travel FREE on basic bus and MRT/LRT services with a valid Child Concession Card. Children under 0.9 m travel free with a fare-paying commuter and do not need a card. Children aged 7 and above use the Student Concession Card and pay $0.52 to $0.78 per ride. Free child fares do not apply on Express, Premium or City Direct bus services, where adult cash fares are charged even with a Child Concession Card.
Are MRT and bus fares charged separately if I transfer?expand_more
No. You can make up to 5 transfers in a single journey using the same card. The transfer must be within 45 minutes for bus-to-bus or bus-to-rail transfers, or 15 minutes for train-to-train transfers. Total distance across MRT, LRT and bus is summed and charged as one distance-based fare. You must not re-board the same bus service number consecutively, or exit and re-enter the same rail station — either of these starts a new journey with a new boarding charge.
Is there a morning pre-peak discount in Singapore?expand_more
Yes. The Morning Pre-Peak Fares scheme is permanent — tap in at any rail station before 7.45am on weekdays (excluding public holidays) for up to $0.50 off the rail leg of your journey. The discount is the lower of $0.50 or your underlying rail fare, so short trips below $0.50 ride free. From 27 December 2025 there is also a separate Free Travel pilot at six North East Line stations (Punggol Coast, Punggol, Sengkang, Buangkok, Hougang, Kovan) and any Sengkang-Punggol LRT station — tap in before 7.30am or between 9.00am and 9.45am for a completely free first rail trip. The pilot is government-funded and runs for at least one year.
Do EZ-Link, SimplyGo and contactless credit cards charge the same fare?expand_more
Yes. Since the SimplyGo migration, fares are identical whether you tap a CEPAS EZ-Link card, a SimplyGo EZ-Link card, or a contactless Visa, Mastercard, Amex or NETS bank card. The only operational difference is that SimplyGo cards and bank cards do not show the deducted fare or remaining balance at the gantry — you check the SimplyGo app instead.
Is a monthly travel pass worth it?expand_more
The Adult Monthly Travel Pass costs $122 and gives unlimited rides on MRT, LRT and basic bus services. Break-even versus pay-per-ride is roughly 80 fully-priced adult journeys per month (about 2 trips per day on a long commute) — heavier commuters save. The Senior / Persons-with-Disabilities Monthly Concession Pass is $55, which usually pays off even for moderate users.
When did Singapore MRT fares last change?expand_more
The most recent PTC fare adjustment took effect on 27 December 2025. The Public Transport Council reviews fares annually using a formula that balances financial sustainability with affordability, so the next adjustment is typically announced in late 2026 for an end-of-year effective date.
How accurate is this MRT fare calculator?expand_more
This calculator uses the PTC distance-fare structure effective 27 December 2025 and provides estimates accurate to within a few cents for most journeys. Actual fares can vary slightly based on the exact route, line transfers, and any fare-band rounding by the operator. For the exact fare on a specific route, use the SimplyGo app or the official LTA fare calculator.
Read next
Singapore MRT & Bus Fare Guide 2026 →
How distance-based fares work, EZ-Link vs SimplyGo vs contactless bank card (spoiler: identical fares now), transfer rules, concession-card eligibility for seniors and students, monthly pass break-even, and when the next PTC fare adjustment is expected.
Sources
- • PTC (ptc.gov.sg) — public transport fares and passes (last verified May 2026; rates effective 27 Dec 2025)
- • LTA (lta.gov.sg) — distance-based fare structure and official fare calculator
- • SimplyGo (simplygo.com.sg) — exact route fares and SimplyGo / contactless equivalence
- • TransitLink (transitlink.com.sg) — concession card application and eligibility