Dividend Reinvestment (DRIP) Calculator (2026)

A Dividend Reinvestment Plan (DRIP) automatically uses the dividends a stock or fund pays to buy more shares, instead of paying you cash. Over time those extra shares pay their own dividends, which buy still more shares — compounding your holding. Many Singapore brokers and some SGX counters offer scrip/DRIP options.

A lot, over long periods. Because reinvested dividends compound, a portfolio with DRIP can end up substantially larger than one where dividends are spent — the gap widens the longer you hold and the higher the yield. This calculator shows the reinvested value, the cash-out value, and the extra wealth from reinvesting.

For individuals, most dividends from Singapore-resident companies and SGX-listed counters are tax-exempt under the one-tier corporate tax system, and Singapore has no capital gains tax. Foreign dividends may face withholding tax in the source country. Tax-free local dividends are part of why reinvesting compounds so effectively here.

Singapore blue chips and REITs have historically yielded roughly 3–6%, with modest share-price growth. Use conservative figures — a high yield with no price growth can signal risk, and past performance does not guarantee future returns. The model holds the yield constant on a growing base; real dividends vary year to year.