University Tuition Fee Calculator (2026)
Compare subsidised and unsubsidised tuition fees across Singapore's autonomous universities.
What are Singapore University Tuition Fees?
Tuition fees at Singapore's six autonomous universities (NUS, NTU, SMU, SUTD, SIT, SUSS) vary by programme, residency status, and whether you accept the MOE Tuition Grant. Singapore citizens pay the lowest subsidised rates, while international students pay the highest. Fees differ significantly by course, with Medicine and Dentistry at the top.
Select options and click calculate
Quick Reference
- • 6 autonomous universities: NUS, NTU, SMU, SUTD, SIT, SUSS
- • MOE Tuition Grant covers 50-75% of fees for eligible students
- • Citizens pay lowest fees, followed by PRs, then international students
- • PRs and international students accepting the TG must serve a 3-year service obligation
- • Financial aid: MOE Study Loan (up to 90% of subsidised fees), CPF Education Scheme, university bursaries
How It Works
Singapore's six autonomous universities (NUS, NTU, SMU, SUTD, SIT, SUSS) each set their own tuition fees by programme. The MOE Tuition Grant significantly reduces fees for eligible students, with Singapore citizens benefiting the most.
This calculator uses the latest published fee schedules for AY2025/26. Select your university, programme, and residency status to see your estimated annual and total tuition fees, including the breakdown of government subsidy.
Fees are typically reviewed annually and may increase by 2-5% per year. The calculator estimates total costs based on the standard programme duration, but actual fees for subsequent years may differ.
Financial Aid Options
MOE Tuition Grant
Covers 50-75% of fees. Auto-applied for citizens. PRs and international students must accept service obligation.
CPF Education Scheme
Use CPF Ordinary Account savings for subsidised tuition fees at approved institutions.
MOE Study Loan
Up to 90% of subsidised fees for citizens. Interest-free during study, 4.75% after.
University Bursaries
Need-based financial assistance from each university. Covers up to 100% of fees for eligible students.
Scholarships
Merit-based awards from universities, government bodies, and private organisations.
Frequently Asked Questions
What is the difference between subsidised and unsubsidised tuition fees?expand_more
Subsidised fees apply to Singapore citizens and permanent residents who accept the MOE Tuition Grant (TG). The grant covers a significant portion of the full cost. Unsubsidised fees are the full tuition amount without any government subsidy. Citizens receiving the TG pay substantially less — often 50-75% less than the unsubsidised rate.
What is the Tuition Grant service obligation?expand_more
Students who accept the MOE Tuition Grant must fulfil a service obligation to work in a Singapore-registered company for 3 years after graduation (for Singapore PRs and international students). Singapore citizens have no service obligation but still benefit from the subsidised fee rate.
How much do Singapore citizens pay vs PRs vs international students?expand_more
Singapore citizens pay the lowest fees with the MOE Tuition Grant. Permanent Residents pay more than citizens but less than international students. International students pay the highest fees. For example, an NUS Arts & Social Sciences degree may cost citizens around $8,000-9,000/year, PRs around $11,000-12,000/year, and international students around $17,000-18,000/year (subsidised rates). Unsubsidised rates are significantly higher.
What financial aid options are available for university students?expand_more
Options include MOE Tuition Grant (for all eligible students), university-specific bursaries and scholarships, CPF Education Scheme (use CPF OA funds), MOE Study Loans (up to 90% of subsidised fees for citizens), Tuition Fee Loans from banks, and various merit and need-based scholarships from external organisations.
Do tuition fees differ by course of study?expand_more
Yes, tuition fees vary significantly by course. Medicine and Dentistry are the most expensive, followed by courses like Law, Music, and courses with heavy lab or clinical components. Arts and Social Sciences, Business, and Computing tend to be less expensive. Each university publishes its fee schedule by programme.
Sources
- • Ministry of Education (moe.gov.sg) — MOE Tuition Grant policy and service obligation requirements
- • NUS, NTU, SMU, SUTD, SIT, SUSS — Published fee schedules for AY2025/26 by programme and residency status