Childcare & Infant Care Subsidy
Estimate your monthly subsidy — basic, additional, KiFAS, and START-UP grant — for anchor, partner, or private centres. 2026 ECDA rates.
Anchor: PCF Sparkletots, NTUC, My First Skool, YMCA, PAP CF
Gross household income ÷ number of household members
Based on ECDA subsidy tables 2026. Last verified 2026-04-24.
Estimated net monthly fee
S$370
After S$1,240/month in subsidies · centre cap S$1,610
- • S$3,000 START-UP grant available for first enrolment at anchor/partner operator (one-time, credited over 18 months).
Disclaimer
This calculator provides estimates based on published scoring rules. Final results, postings, and admission outcomes are determined by MOE and your institution — not by this tool.
Rates last verified: 24 Apr 2026.
Verify with MOE (https://www.moe.gov.sg). Full disclaimer at smartcalculator.sg/disclaimer.
Subsidy layers explained
- • Basic subsidy: ECDA, for working mothers at anchor/partner centres. Infant ~S$600/month, toddler/preschool ~S$300/month. Non-working mothers receive ~S$150–S$290/month.
- • Additional subsidy: Means-tested by per-capita income. Maximum S$710/month (infant, PCI ≤ S$1,500). Tapers to zero above PCI S$6,000.
- • KiFAS: MSF kindergarten subsidy for household income ≤ S$6,000. Up to S$150/month at K1/K2.
- • START-UP grant: S$3,000 one-time for first enrolment at anchor/partner centre. Credited over 18 months.
- • Baby Bonus CDA: Separate from ECDA subsidies — government matching of CDA contributions can also be used to pay childcare fees.
Who This Calculator Is For
Working Parents of Infants (0–18 months)
Calculating infant care subsidy for full-day infant care.
- Basic subsidy: $600/month (citizen)
- Additional subsidy: Up to $710/month based on income
- Max subsidy income ceiling: Household $3,000
- Requirement: Must use ECDA-licensed infant care centre
Working Parents of Toddlers (18 months – 6 years)
Calculating childcare subsidy for licensed centres.
- Basic subsidy: $300/month (citizen)
- Additional subsidy: Up to $467/month income-tested
- Max subsidy income ceiling: Household $3,000
- Requirement: Both parents must be working/studying
Single Parents
Subsidy eligibility for single-parent households.
- Eligibility: Working single parents qualify for additional subsidy
- Assessment: Income assessed on single-parent basis
- Quantum: Same as dual-income households meeting criteria
- Extra benefits: Additional CDA benefits may apply
PR Families
Understanding subsidy difference for PRs vs citizens.
- PR basic infant care subsidy: $300 (vs $600 for citizens)
- PR childcare basic subsidy: $150 (vs $300)
- Additional subsidy: Also available based on income
- Note: PR children receive lower basic subsidy than citizens
Infant Care vs Childcare Subsidy: Singapore 2026
| Feature | Infant Care (0–18 months) | Childcare (18 months–6 years) |
|---|---|---|
| Basic subsidy (SC) | $600/month | $300/month |
| Additional subsidy max (SC) | $710/month | $467/month |
| Basic subsidy (PR) | $300/month | $150/month |
| Income ceiling for max | Household $3,000 | Household $3,000 |
| Working requirement | Both parents working | Both parents working |
| Centre requirement | ECDA-licensed infant care | ECDA-licensed childcare |
Frequently asked
How much childcare subsidy will I get in Singapore?expand_more
It depends on your per-capita household income, whether the mother works, the child's age, and the centre type. For a working mother at an anchor centre with per-capita income of S$2,000/month: infant care subsidy = S$600 basic + S$640 additional = S$1,240/month. The regulated fee cap for anchor infant care is S$1,610, so net fee = ~S$370/month.
What is the difference between anchor, partner, and private childcare?expand_more
Anchor operators (PCF Sparkletots, NTUC First Campus, My First Skool, YMCA, PAP Community Foundation) have the lowest ECDA-regulated fee caps and receive the highest government subsidies. Partner operators have higher fee caps but still attract full basic and additional subsidies. Private centres have no fee caps and no ECDA basic/additional subsidy, though MSF KiFAS may still apply at kindergarten level.
What is the KiFAS subsidy?expand_more
KiFAS (Kindergarten Fee Assistance Scheme) is an MSF programme for households with gross monthly income ≤ S$6,000. It provides up to S$150/month for K1/K2 kindergarten fees. It replaced the older ComCare Kindergarten Subsidy Scheme. Apply via the MSF ComCare portal.
What is the START-UP grant?expand_more
The START-UP (Scheme To Assist & Recognise Toddlers Under Preschool) grant provides S$3,000 for first enrolment at an anchor or partner ECDA-licensed centre. It is credited in monthly installments of about S$167 over 18 months, reducing your fees. Private centres are not eligible.
Does the childcare subsidy change if I have more children?expand_more
The basic and additional childcare subsidies from ECDA are the same regardless of birth order. However, KiFAS tiers are slightly higher for 2nd and subsequent children. Baby Bonus CDA top-ups from the government also increase by birth order, which can be used to pay childcare fees.
Do non-working mothers qualify for childcare subsidy?expand_more
Non-working mothers qualify only for the lower basic subsidy, not the additional subsidy. ECDA typically provides about S$150 per month for childcare and S$150 per month for infant care to non-working mothers at anchor or partner centres. The additional subsidy, which can add up to S$710 per month for infant care, requires that the mother is working at least 56 hours per month. Mothers on government-paid maternity leave or actively seeking work may also qualify for the additional subsidy under specific ECDA provisions. Please verify your eligibility on the ECDA website or by contacting your enrolled centre.
What documents do I need to apply for childcare subsidy?expand_more
For the basic subsidy, you typically need the child's birth certificate, parents' NRIC or FIN, and proof of citizenship/PR status. For the additional subsidy, you must also submit recent payslips, the latest IRAS Notice of Assessment, and CPF contribution history to verify both income and working status. Self-employed parents will need to provide additional supporting documents such as accounting statements. Documents are submitted through the enrolled childcare or infant care centre, which then files the application on your behalf with ECDA.
Can I claim childcare subsidy retrospectively?expand_more
In most cases, no. ECDA subsidies are typically applied from the month the application is approved, not backdated. This means delays in submission can cost you full months of subsidy. The most important best practice is to submit your subsidy application as soon as the child is enrolled. Some limited backdating may be possible in exceptional cases such as administrative delays on the centre's side, but this is not guaranteed. Always confirm the application status with both the centre and ECDA shortly after enrolment.
Sources
- ECDA — Subsidies and financial assistance
- MSF — KiFAS
- MSF — START-UP grant