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Lasting Power of Attorney (LPA) Singapore 2026: Costs, Forms & Steps

verifiedBy Smart Calculator Editorial·Verified against official .gov.sg sources·

What an LPA is, Form 1 vs Form 2, the 2026 fees, who can be your donee and certificate issuer, and how to apply via OPGO. Plain-English Singapore guide.

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The short version: an LPA lets you appoint trusted people (donees) to manage your welfare and/or money if you ever lose mental capacity. Most people use Form 1 (up to 2 donees + 1 replacement). The OPG fee for Form 1 is $75 for Singapore Citizens (the citizen fee waiver ended 31 March 2026); Form 2 (lawyer-drafted, customised) is $200. You also pay a certificate issuer separately. Apply online via OPGO with Singpass.

Quick answer

An LPA (under the Mental Capacity Act) appoints donees to act for you if you lose mental capacity. Form 1 is the standard DIY-online form (≤2 donees + 1 replacement); Form 2 is lawyer-drafted for complex needs. 2026 OPG fees: Form 1 $75 (SC; waiver ended 31 Mar 2026), Form 2 $200, plus a separate certificate issuer fee. Apply via OPGO on MyLegacy with Singpass.

Why make one

If you lose mental capacity without an LPA, your loved ones can't simply step in — they must apply to court to be appointed a deputy, which is slower, more expensive, and more stressful, often at the worst possible time. An LPA, made while you're well, pre-authorises people you trust. It's one of the highest-leverage hours of admin you can do for your family.

Form 1 vs Form 2

Form 1 (standard) Form 2 (customised)
Who it's for Most people Complex needs
Donees Up to 2 + 1 optional replacement More than 2 / more than 1 replacement
Powers General (welfare and/or property & affairs) Specific / tailored powers
Drafting DIY online (then certified) Must be lawyer-drafted
OPG fee (2026) $75 (SC) $200

The 2026 fees

  • Form 1: $75 application fee to OPG for Singapore Citizens. A waiver made this free for citizens until 31 March 2026 — that waiver has ended, so budget $75.
  • Form 2: $200 OPG application fee.
  • Certificate issuer: paid separately to the professional — commonly around $150+, varying by provider and complexity.
  • Cancellation: $75.

Choosing your donees

A donee must be 21+ with mental capacity. Choose people who are trustworthy and capable — they'll be empowered to make significant decisions for you. You can split roles: one donee for personal welfare, another for property and affairs, or the same person for both. A replacement donee steps in if your first choice can't act.

Who certifies it

The LPA must be certified by an LPA Certificate Issuer, who must be one of:

  • an accredited medical practitioner,
  • a practising Singapore lawyer, or
  • a psychiatrist.

They confirm you understand the LPA's purpose and consequences and are not acting under pressure.

How to apply (Form 1)

  1. Decide your donee(s), any replacement, and the powers (welfare, property & affairs, or both).
  2. Log in to OPGO via MyLegacy/LifeSG with Singpass and complete Form 1.
  3. Arrange certification with an accredited doctor, Singapore lawyer, or psychiatrist, who certifies electronically.
  4. OPG registers the LPA. It's stored electronically and only takes effect if you lose mental capacity.

For Form 2, your lawyer prepares and submits it; you review and accept online.

Where it fits in your planning

An LPA covers decisions while you're alive but incapacitated; a will covers what happens after you pass. They're complements, not substitutes — most people should have both. Make a will and review your CPF nomination as part of the same planning session — see our complete retirement planning guide.

The bottom line

An LPA is cheap insurance against a hard scenario: for $75 (Form 1, SC) plus a certificate-issuer fee, you spare your family a court deputyship application if you ever lose capacity. Use Form 1 unless your situation is complex, apply via OPGO with Singpass, and pair it with a will.

General information for Singapore residents, not legal advice. Fees and rules are set by the Office of the Public Guardian (MSF) — verify current figures before applying.

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