HDB Affordability Calculator
Maximum BTO/resale flat price by income, age, and downpayment.
Result updates as you type
Max Affordable HDB Price
$501,764.00
Based on 30% MSR, HDB loan at 2.6% over 25 years
Max Monthly
$1,800.00
Max Loan
$396,764.00
Budget Breakdown
Downpayment
$105,000.00
Total Budget
$501,764.00
Affordability vs Income
Based on HDB loan at 2.6% p.a., max tenure of 25 years, and MSR limit of 30%. Actual eligibility may vary.
Disclaimer
This calculator provides estimates and should not be viewed as a prediction. Actual stamp duty, grant amounts, loan eligibility, and monthly payments may vary due to changing interest rates, policy changes, and individual eligibility. It is not intended to be your sole source of financial guidance.
Rates last verified: 4 Apr 2026.
Verify with HDB (https://www.hdb.gov.sg). Full disclaimer at smartcalculator.sg/disclaimer.