CPF Contribution Calculator (2026)
Employee + employer CPF, take-home pay, OA/SA/MA allocation.
Result updates as you type
Take-home pay
$4,000
Age group: 35 and below · Employee 20.0% + Employer 17.0%
Employee
$1,000
Employer
$850
Total CPF
$1,850
Account allocation
CPF Balance Projection to 65
Projection assumes constant salary, today's contribution rates, and CPF floor interest rates (OA 2.5%, SA/RA 4%, MA 4%). Excludes extra interest on first $60k. Indicative only.
Disclaimer
This calculator provides estimates and should not be viewed as a prediction. Actual CPF contributions, allocations, and payouts may vary due to policy changes, individual circumstances, and rounding rules. It is not intended to be your sole source of financial guidance.
Rates last verified: 4 Apr 2026.
Verify with CPF Board (https://www.cpf.gov.sg). Full disclaimer at smartcalculator.sg/disclaimer.