Official 2026 Rates · Verified

Compound Interest Calculator (SGD)

Compound growth in SGD with preset rates for CPF OA/SA, SSB, T-bills.

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Result updates as you type

Final balance after 20 years

$205,613

4.00% p.a., compounded monthly

Total contributions

$130,000

Interest earned

$75,613

Effective gain

+58.2%

Growth over time

Preset rates reflect typical floors and approximations: CPF OA (2.5%), CPF SA (4.0%), SSB (10y avg ~2.8%), T-bill (~3.5%), SGS 10y (~3.2%). Verify current yields with the CPF Board and MAS before relying on figures.